HIMLAYANG PILIPINO LIFE PLAN

Himlayang Pilipino Life Plan offers you three (3) classes of fixed value memorial Life Plan.

SOPRANO PLAN

Gives you Benefits of up to a maximum of 400% of Plan Value.

Here's Why:

During the Paying Period

• Soprano Plan gives you 200% of Plan Value as Memorial Service Value (MSV), 100% of Plan Value as Cash Assistance Value (CAV), and 100% of Plan Value as Accidental Death and Dismemberment (AD&D) benefits starting from issue date.
• *AD&D is applicable only to Planholders between 18 to 55 years old. Dismemberment benefit ranges from 50% to 100% of Plan Value.

After Full Payment up to 70th Birthday

• Annual Increment (AI) equivalent to 10% of Plan Value shall be added annually to the MSV one (1) year after full payment for a period of ten (10) years or up to your 70th birthday, whichever comes first.

BARITONE PLAN

Gives you Benefits up to a maximum of 400% of Plan Value with 100% Annual Increment (AI) withrawable in cash as a living Benefit at your option.

Here's Why:

During the Paying Period

• Baritone Plan gives you 200% of Plan Value as Memorial Service Value (MSV) and 100% of Plan Value as Accidental Death and Dismemberment (AD&D) benefits.
• *AD&D is applicable only to Planholders between 18 to 55 years old. Dismemberment benefit ranges from 50% to 100% of Plan Value.

After Full Payment up to 70th Birthday

• Cash Assistance Value (CAV) equivalent to 100% of Plan Value shall be added to your MSV after the full payment of your plan.
• Annual Increment (AI) equivalent to 10% of Plan Value shall be added annually to the MSV one (1) year after full payment for a period of ten (10) years or up to your 70th birthday, whichever comes first.
• At your option, Baritone's Annual Increment (AI) is withrawable in cash as Living Benefit provided you are still alive on the 15th year after full payment of your life plan counted up to your 70th birthday. Exercise of this option extinguishes the obligation of the company to the Annual Increment (AI).

TENOR PLAN

Gives you Benefits up to a maximum of 500% of Plan Value

Here's Why:

During the Paying Period

• Tenor Plan gives you 200% of Plan Value as Memorial Service Value (MSV), 200% of Plan Value as Cash Assistance Value (CAV) and 100% of Plan Value as Accidental Death and Dismemberment (AD&D) benefits starting from issue date.
• *AD&D is applicable only to Planholders between 18 to 55 years old. Dismemberment benefit ranges from 50% to 100% of Plan Value.

After Full Payment before 65th Birthday

• Annual Increment (AI) equivalent to 10% of Plan Value shall be added annually to the MSV one (1) year after full payment for a period of ten (10) years or up to your 70th birthday, whichever comes first.

65th Birthday up to 70th Birthday

• Cash Assistance Value (CAV) starting on the 65th birthday up to 70th birthday is equivalent to 100% of Plan Value.

Benefits Beyond 70th Birthday for Soprano, Baritone and Tenor Plans

• Your beneficiary/ies shall receive 100% of Plan Value as MSV and the accumulated Annual Increment* of your Life Plan upon your demise (except if withdrawn as Living Benefit in the case of Baritone). If you elect to surrender your plan, you shall be entitled to 100% of Plan Value.

Additional Insurance Protection for Soprano, Baritone and Tenor Plans

• Waiver of Installment upon Death provides for automatic full payment of the Life Plan in case of death during the paying period.
• Waiver of Installment Payments Due to Disability is applicable only to Planholders between 18 to 60 years old who become totally and permanently disabled due to illness or injury for at least six (6) continuous months.

HIMLAYANG PILIPINO ACE EDUCATIONAL PLAN

Secure Your Child's College Education

Basic Benefits
· Guaranteed cash payment of the annual benefits on a semestral basis to the planholder upon maturity of the plan on a yearly basis. Any excess from tuition fees can be used for various school expenses like books, uniforms, and other expenses that may arise at the time of availment.

· Annual Interest - ACE provides protection against inflation. Basic benefit appreciates by 15% annually after first year of availment until its full payment.

Affordable & Flexible Modes of Payment
· ACE PLAN is available in Basic Benefits of P10,000. Your total requirement need not be purchased outright especially when there are budgetary constraints. Instead, you can buy what you can afford, and whenever you can.

· ACE offers education plans payable in various modes, designed to fit your requirement until its full payment.

Insurance Benefits
· Pre-College Educational Assistance (PCEA)
In case of planholder's death anytime before the maturity, the scholar can receive cash assistance over the remaining maturity period of the plan up to a maximum of 100% of the Plan Price.

· Accidental Death and Dismemberment insurance (optional). The planholder may be insured up to 100% of the Basic Benefit during the paying period at an additional cost.

HIMLAYANG PILIPINO MEMORIAL PARK

Our National Pride
Himlayang Pilipino Memorial Park evokes a wealth of feelings - national pride, remembrance of loved ones, serenity and peace of mind - a reflection of the Filipino history, culture and spirit and a reminder of the greatness of the Filipino. Visit Himlayang Pilipino Memorial Park today and experience the difference.